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ACCOUNTING SERVICES
ADVISORY BUSINESS SERVICES
AUDIT AND ATTEST THROUGH SMART AND ASSOCIATES, LLP
BUSINESS CONSULTING
COMPENSATION AND BENEFITS
TAX SERVICES
• Federal Tax Services
• State and Local Tax Services
• International Tax Services
• Insurance Tax Services
• Tax Consulting
• Tax Controversy
• Transaction Advisory Services
• Federal and State Income Tax
  Compliance
• GAAP and Statutory
  Income Tax Accounting
• Sarbanes-Oxley Compliance
• Insurance Product Taxation
• Co-Sourcing and outsourcing
  Tax Services
• State Tax Issues
  Unique to the
  Insurance Industry
• Strategic Tax Reviews
• Middle Market and
  Private Company Services
• Tax Accounting and Risk
  Advisory Services - FIN 48
• Tax Provision and
  Sarbanes-Oxley Related Services
• Transaction Advisory Services
• Tax Outsourcing and
  Co-Sourcing Services
• Sales and Use Tax Services
• Property Tax Services
• Tax Technology Services
• Family Office Business Services
• Executive Tax Services
• Managing Directors
TRANSACTION ADVISORY SERVICES

As an insurance company, you are probably paying 10 to 100 times more in overall states taxes than federal income taxes. We provide “hands-on” industry experience in tax minimization planning related to premium and retaliatory tax, state income taxes, payroll taxes, sales/use taxes, property taxes, credits and incentives and local taxes are unique to each taxing jurisdiction and constantly changing. We understand the importance of getting behind the Schedule T numbers and reducing retaliatory taxes. We can also help identify opportunities for minimizing state income taxes for both the insurance companies and their non-insurance affiliates.

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