Whether you are global, domestic or regional, SMART's banking clients are all dealing with increased competition, a need for effective e-channels, comprehensive fraud detection, risk management and regulatory compliance. SMART offers our banking clients a range of professional services to maximize return on equity and safeguard the assets of the bank. Specific areas where SMART can assist bank management are:

• Fraud Detection
• Mortgage Broker Risk Management Assessments and Remediation
• Bank Secrecy Act/Anti-Money Laundering Risk Assessments and Independent Reviews
• Sarbanes-Oxley 404 Compliance
• Capital Adequacy
• Technology Sourcing
• Trust Accounting and Client Reporting