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SMART > Services > Audit, Risk, and Compliance Solutions > Enterprise Risk Management

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 Enterprise Risk Management

Like many Sarbanes-Oxley compliance models and approaches, most ERM models are big, complex, and cost too much.  SMART has developed a straightforward, understandable approach to ERM.  Our approach utilizes the COSO ERM Framework.  This framework provides guidance on how to develop a disciplined and sustainable risk management process that is easily integrated with existing risk and/or control processes already in place (such as Sarbanes-Oxley, etc.).

Our ERM model's intent is to move a company from a passive risk management process to a formalized, embedded total ERM program where management makes decisions based on a proactive analysis and understanding of the potential risks and outcomes impacting the decision.  We take a strategic view of ERM from management’s perspective with a primary objective of increasing shareholder value.

SMART has extensive experience in translating the COSO framework for internal controls into a practical and sustainable process. We apply our in-depth knowledge of Sarbanes Oxley Section 404 implementation for insurance companies.  SMART’s proven methods have been leveraged to develop its approach to ERM.

It is important that ERM be implemented in a way that is consistent with the company’s objectives and is done in a cost-effective manner.  While the use of predictive modeling can be an extremely potent tool, a targeted approach to its use is best.  As with any initiative that has the potential to be extremely complex and costly, we recommend keeping it simple and practical.

Our services include:

  • SOX / Corporate governance
  • Taxation
  • Financial reporting
  • Human resources risk services
  • IT general controls
  • Treasury risk
  • Litigation consulting
  • Financial investigations
  • SAS 70 reviews